The Versatile GuitarColumn: The Versatile Guitar
The Versatile Guitar
The Versatile Guitar
Money IQAvoiding Overdraft Fees
Whether you have had a checking account for years or you just recently opened one, a fee that should have been discussed with you is the overdraft fee.
This fee can also be called non-sufficient funds or bounced check fee. Your financial institution may even have a fee for both, one for the non-sufficient funds item and another for overdrawing your account.
How does one avoid overdraft fees? Don’t allow your account to become overdrawn. This is easier said than done as a person’s cash flow might be tighter in these tough economic times.
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This week’s recipe:
Cherry Chocolate Cake
For Valentine’s Day (next two weeks) I am going to have recipes in that ANYONE can cook. I feel it is very important that you show the people that you love (Sweethearts, Family, and Friends) that you think they are important. Surprise your loved ones with a great dinner.
Photo by Sue York/ladailypost.comIngrediants…
Cake
Devil’s food cake mix
2 eggs
1 teaspoon almond extract
1 pound 5 oz cherry pie filling (strawberry can also be used)
Frosting
1/3 cup milk
1 cup sugar
5 Tablespoons butter
6 – 7 oz chocolate chips
Cake
Photo
A Sensible Organization Is Not A Perfect Organization: Drawing Boundary, Yes; Generating Unlimited Rules, Not So Much – Part I
Column by Elena Yang
Plenty of organizations are not sensible but work very hard trying to generate perfect rules to make them look sensible.
The more rules they make, the more innovation they choke off, but the safer they feel within the comfort of all the known rules.
As usual, when dealing with complicated topics, I try to break them into two or more entries, as in today’s topic.
One way of understanding the third law of thermodynamics: To drive all imperfections Read More
By Tom NagawieckiMost people do not get very pumped-up over trash, but 2012 was an exciting year for waste and recycling in Los Alamos County!
After many years of hard work, the County was able to successfully launch the glass drop-off recycling program, bringing back an important recycling option for our citizens.
The County lowered recycling rates for commercial services giving restaurants, churches, businesses, and apartment complexes an affordable option to help keep recyclables out of the landfill.
The Los Read More
Saturday, Feb. 2, demarcates the point in the calendar halfway between the winter solstice and spring equinox.
In simpler times, (prior to anthropogenic green-house gases causing climate change with the resulting unpredictability of atmospheric conditions) on this day—Groundhog Day—it would be up to the groundhog to partner with his shadow to determine the weather for the next six weeks.
Here in New Mexico, as many of you already know, we do not have groundhogs. Rather we have gophers. Los Alamos’s own rodent celebrity, the glow-in-the-dark gopher, Gus,
Column by Greg Kendall
There is no question that Jeannette Wallace was an outstanding woman who represented Los Alamos well at the state legislature for many years.
Wallace was elected 11 times to represent District 43 in the State House. She served 22 years there, which is quite amazing.
Wallace served our citizens several terms on the Los Alamos County Council. She was very active with the schools, Cub Scouts and Girl Scouts and served as a Sunday school teacher and did so much more for our community.
The plaque that now hangs at the “Jeannette O. Wallace” hall on the Read More
Money IQSBA 504 Loans
The U.S. Government offers a number of business assistance programs through various entities, the most well-known of which is the Small Business Administration (SBA.)
The SBA offers direct, indirect, sponsored and guaranteed loan programs largely through existing lending institutions in your community and throughout the country.
This column is going to focus on just one of the many SBA products, the SBA 504 Loan program.
For small businesses that are currently paying rent, outgrowing their current space or even needing to downsize, the SBA’s Read More

Photo by Sue York/ladailypost.com
Photo by Sue York/ladailypost.com
Photo by Sue York/ladailypost.com
Some Reflections on Conflicts There are functions of conflicts that aren’t necessarily destructive. This notion really jarred me when I was reading for my PhD courses.
And I am still not sure that I am terribly fond of this notion. I accept that differences can serve us beneficially: diversity of thinking, logic, styles, and ideas.
And I can imagine that certain conflicts may bring about positive changes, as the case in the “parallel process” discussed in the last two column’s entries clearly demonstrated.
What disturbs me about Read More