
Retirement Planning: A Single Point of Failure
A single point of failure is defined as “a potential risk posed by a flaw in the decision, implementation or configuration of a circuit or system in which one fault or malfunction causes an entire system to stop operating.”
In relation to retirement planning, the goal is to minimize the possible effects of a single point of failure (SPOF) by addressing the various expenses, yield and risks of the ideal mix of income producing assets.
A potential SPOF for many retired Americans is the Social Security (SS) system. Today, for more Read More


















Newly elected Council candidate Michael Redondo. Photo by Greg Kendall.ladailypost.com
Courtesy/CofC