McQuiston: What Is Additional Living Expense Coverage?
B
y ALLEN MCQUISTON
Jemez Agency
Serving Los Alamos Since 1963
Quite a few people have been thinking about what they would do if a devastating fire completely demolished their home and left them “homeless”.
When the unthinkable happens, Additional Living Expense, an often overlooked coverage that is typically part of a homeowners policy, may prove to be a financial and emotional lifesaver.
Homeowners insurance is an intangible asset that can be difficult to understand – until you really need it. Yet it provides peace of mind should a catastrophe occur.
Most homeowners and renters insurance Read More
Gruninger: Breathing Practices Relieve Anxiety & Stress
By JACCI GRUNINGER, MS, C-IAYT
Los Alamos
Life is stressful in and of itself. Pair that with the Cerro Pelado fire and I am sure you, like me, are feeling a bit anxious. During times of stress it is important to remember that our breath is our greatest resource to help navigate our nervous systems and support our immune and respiratory health, even with the horrible smoke that is moving over our town.
Breathing is a key component of yoga and yoga therapy. Here are a few ways to use your breath to down regulate your nervous system. Remember, it might take some time and practice to feel comfortable with the Read More
McQuiston: Dwelling Coverage Vs Market Value – What’s The Difference?
By ALLEN MCQUISTON
Jemez Agency
Serving Los Alamos Since 1963
With home values significantly rising across the country over the past few years, it’s important to understand the difference between dwelling coverage vs. market value when it comes to home insurance. When buying or selling a home, much of the conversation and considerations focus on market value, which is the amount a home can be bought or sold for in the current market. In contrast, insurance companies prioritize dwelling value, which is the estimated replacement cost of a structure.
How Much Dwelling Coverage Do I Need?
An insurance Read More
Posts From The Road: The Wedge Overlook In Utah
Cloudy Sunset: The afternoon clouds and colors at sunset gifted us a beautiful view at the Wedge Overlook in the San Rafael Swell in Southern Utah. This area is known as the little Grand Canyon. Photo by Gary Warren/ladailypost.com
Distant Sunlight: Sunlight illuminates the distant landscape while the canyon in the foreground remains darkened by cloud cover. The scene continually changes as clouds move in and out. This photo is taken from the viewpoint known as the Wedge Overlook, which gives viewers a magnificent view in several directions. Photo by Gary Warren/ladailypost.com
By GARY WARREN Read More
Fr. Glenn: Mother, O Mother
By Fr. Glenn Jones:
Anyone who has been stationed on a Navy ship knows that the call that goes over the ship’s loudspeakers that gets everyone’s immediate attention, and adrenaline boost, is:
“Fire! Fire! Fire!”
…because there’s nowhere to run should fire get out of control. Should the worst happen, you’re facing ditching into the drink, uncertain safety in a lifeboat, or even a very unexpected and proximate termination of your mortality. Thus, ALL ship’s company are required to be trained in shipboard firefighting, because if necessary, it’s “all hands on deck” to save the ship. She is their Read More
Leonard: Your Health And Wildfire Smoke
By LAURA LEONARD
Doctor of Chiropractic
Los Alamos
New Mexico is under siege with multiple wildfires impacting air quality and health.
According to a PBS News Hour article on Wildfires and Air Quality, researchers estimate the amount of acreage burned by wildfires in the U.S. is four times more than it was 40 years ago.
Wildfire smoke doesn’t just affect our lungs, it also contains high levels of lead and other contaminants which affect cellular health.
Poor air quality from wildfire impacts us all whether we are included in the ‘sensitive groups’ category or not.
Sensitive groups include those Read More
Keller: Important Information About What To Do About The Fire
By CHICK KELLER
Los Alamos
This is Chick Keller who went through the Cerro Grande Fire and lost our house. Luckily we took much of our keepsakes and art out of the house but nevertheless lost far too much that couldn’t be replaced.
Since then I’ve studied many fires and how they progressed.
Looking at the fire and listening to the firefighters I’ve come to the following conclusions.
They have done a very good job of making fire breaks to keep the fire from coming towards Los Alamos. Without strong winds coming from the southwest we are in no danger.
But those fire breaks will be easily passed if there are
